Senior IT Specialist managing IT operations and endpoint provisioning in a SaaS environment. Focused on identity management, access controls, and troubleshooting for a distributed workforce.
About the role
- Regional Credit Manager overseeing commercial credit decisioning for United Community Bank. Collaborating with teams to ensure high credit quality through loan approval and portfolio management.
Responsibilities
- Credit Decisioning and Approval of commercial and CRE credit deals up to $7.5MM
- Approve credits in a timely and efficient manner balancing between the bank’s credit risk appetite and customer expectations
- Serve as “gatekeeper” for approval of larger credits above assigned credit authority
- Protect the bank's assets through proper execution and administration of risk management policies and procedures
- Accountable for the quality approval decisions and overall quality of the assigned loan portfolio
- Lead role in monitoring credit quality, including portfolio risk ratings and oversight of criticized asset and portfolio review meetings
- Work with Commercial Lending teams and Bank/Regional Presidents to promote the credit culture of United Community Bank
- Acts in an advisory and referral role to Lenders and Analysts in matters of compliance, regulation, and policy
- Recommend changes in underwriting and policies where appropriate
- Assist in training new analysts, underwriters, lenders, and ongoing training of policies, procedures, and culture
Requirements
- College degree or equivalent; Graduate degree preferred
- Minimum 10 years in a regulatory or commercial lending background (with at least 8 years in commercial lending)
- Commercial Relationship Manager experience preferred
- Supervisory and managerial experience preferred
- Strong analytical skills with problem-solving abilities
- Excellent organizational, interpersonal, and communication skills
- Good working knowledge of legal, documentation, and administrative aspects of Commercial Lending
- In-market presence and regular travel between supported locations
- Participate in all required compliance training (e.g., Bank Secrecy Act/anti-money laundering)
- Attend internal and external training programs, meetings, and seminars
Benefits
- Must be able to pass a criminal background & credit check
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