AVP managing consumer credit risk activities, ensuring data integrity and regulatory compliance. Collaborating with stakeholders to foster innovation and operational excellence within risk management.
Responsibilities
Overseeing the end-to-end lifecycle of credit risk data
Ensuring accuracy, integrity, security, and quality of data
Implementing robust data governance frameworks and controls
Managing data integration from various sources, especially third-party credit bureaus
Ensuring strict adherence to legal and regulatory standards (FCRA, OCC, CFPB, Federal Reserve)
Identifying, assessing, and mitigating risks related to data quality, credit risk models, and regulatory non-compliance
Acting as a key liaison and collaborating with internal stakeholders (e.g., Risk, IT, Compliance, Legal, Finance, Business units)
Leading initiatives to drive automation, enhance efficiency, and improve scalability of data management, testing, and compliance
Contributing to the development and implementation of credit risk strategies.
Requirements
Bachelor's degree in a relevant field (Finance, Risk Management, IT)
Master's degree or specialized certifications (credit risk, data governance, financial analysis) are highly advantageous
Proven experience in consumer credit risk management or financial services
Deep understanding of credit risk models, decisioning systems, and regulatory reporting
Strong capabilities in data analysis, data integration, and managing complex data sets
Proficiency with relevant technical tools and platforms (e.g., SAS, SQL)
Strong analytical mindset to interpret complex data and identify issues
Exceptional verbal and written communication skills
Solid understanding of the regulatory landscape affecting credit reporting and risk management.
Experience in ensuring compliance.
Benefits
Citi is an equal opportunity employer
Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
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