Team Leader overseeing arrears and collections strategies as Zego enters the lending market. Collaborating with cross-functional teams to optimize operational efficiency and enhance customer outcomes.
Responsibilities
Support with the design and implementation Zego’s arrears and recoveries strategy, covering early intervention, late-stage collections, and recoveries.
Own day-to-day performance across arrears and recoveries outcomes.
Develop and maintain collections procedures, and playbooks, aligned with FCA regulation and Treating Customers Fairly (TCF).
Introduce clear segmentation and treatment strategies to improve customer engagement and outcomes.
Identify inefficiencies and lead continuous improvement initiatives to reduce arrears and improve resolution times.
Partner with Product and Tech to help shape systems, tooling, and automation to support recovery operations.
Use MI and data insights to track performance, identify trends, and inform decision-making.
Build, lead, and develop a high-performing arrears and recoveries team.
Set clear goals, KPIs, and quality standards, ensuring accountability and strong performance management.
Design and deliver training programmes, coaching plans, and onboarding for new joiners.
Act as the subject matter expert for arrears and recoveries across the business.
Provide insights and recommendations to senior leadership on credit performance, risks, and improvement opportunities.
Requirements
Proven experience in arrears, recoveries, or credit operations, ideally within consumer lending, premium finance, or financial services.
Strong people management experience, including coaching, performance management, and team development.
Experience setting up or improving collections and recovery processes in a growing or changing environment.
Solid understanding of credit risk, arrears management, and regulatory requirements (FCA, TCF, GDPR).
Ability to balance commercial outcomes with fair customer treatment.
Confident stakeholder manager, able to influence across teams and seniority levels.
Professional qualifications (e.g. CICM) or equivalent hands-on experience are valued.
Compliance training (KYC, AML, GDPR, TCF) is highly desirable.
Customer Service Specialist providing debt negotiation for telecom products and services. Offering solutions via active/receptive voice support in São Caetano do Sul, Brazil.
Senior Collections Specialist at Keyloop responsible for collections across UK & Ireland. Utilizing excellent communication skills and engaging with clients to ensure timely payments.
Collections Clerk at Blue Ridge Communications resolving outstanding bills and handling customer inquiries in a hybrid work environment. Responsible for both collection calls and customer service tasks.
Archivist managing physical and digital collections at Department of Parliamentary Services. Responsibilities include supporting design integrity and preservation for Australian Parliament House.
Collections Strategy & Performance Manager optimizing collections strategy across arrears lifecycle at Amplifi Capital in Leeds, leveraging data and consumer lending expertise.
Lead operational delivery and optimisation of collections and recovery strategies at Marshmallow. Ensure effective cash recovery while adhering to Consumer Duty principles.
Collections Senior Process Associate at Genpact managing customer accounts and performing cash collection activities. Collaborating with teams to resolve disputes and analyze customer accounts in a hybrid work setting.
Analista de Negociação e Cobrança Jr managing health service negotiations to enhance healthcare access. Contributing to an efficient and optimized service network within Hospital Care.
Billing and Collections Coordinator at EdgeUno handling invoicing and collections for telecommunications services. Supporting financial analysis and managing customer accounts in a data - driven environment.
Analyst supporting OTC collections and disputes for Warner Bros. Discovery, maintaining customer accounts and reporting on receivables status. Working in a hybrid environment with a benefits package.