Collections and Recoveries Executive at Zego supporting customers in arrears and managing financial difficulties. Focusing on maintaining insurance cover and providing empathetic assistance.
Responsibilities
Supporting customers in arrears or financial difficulty via phone, email, and live chat
Proactively contacting customers who have missed or are at risk of missing repayments
Assessing customer circumstances to identify vulnerability or hardship
Providing forbearance solutions, such as payment plans, temporary payment reductions, or deferrals, in line with policy and regulation
Clearly explaining repayment options, consequences, and next steps in a calm and supportive manner
Reviewing customer income, expenditure, and supporting documentation to inform fair outcomes
Accurately recording customer interactions, decisions, and agreements in internal systems and CRM tools
Working closely with Customer Service, Finance and Compliance teams to ensure consistent and compliant outcomes
Escalating complex or high-risk cases appropriately
Supporting continuous improvement of arrears and hardship processes
Requirements
Experience in collections, arrears, forbearance, or financial support roles (lending, credit, utilities, telecoms, or insurance backgrounds all welcome)
Strong understanding of treating customers fairly, vulnerability, and hardship support
Excellent communication skills, with the ability to handle sensitive conversations confidently and empathetically
Strong attention to detail and accuracy when reviewing financial information and recording outcomes
Ability to balance customer care with business and regulatory requirements
Comfortable working in a fast-paced environment and managing multiple cases
Experience using CRM systems or collections / loan management tools
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