Commercial Credit Manager leading a team in evaluating and managing a portfolio of commercial credit relationships. Ensuring adherence to credit policies and supporting business growth at M&T Bank.
Responsibilities
Lead team that partners proactively with the sales team
Provide leadership to team as they make recommendations on appropriate credit structures, risk ratings, and perform continuous credit monitoring (CCM)
Provide an independent credit quality assessment of the Bank's largest commercial clients
Evaluate and determine ongoing credit risks and corresponding risk rating of commercial clients
Responsible for day-to-day activities of a Commercial Credit team, including underwriting of commercial loan analyses
Maintain quality of analyses produced, mentoring Analysts and junior team members
Serve as point person for assigning new and existing customer relationships and monitoring workflow
Prepare thoughtful risk assessment of customers on an ongoing basis
Requirements
Bachelor’s degree in Accounting, Finance, or related discipline
9 years’ related experience with three years’ work leadership/supervisory experience, or in lieu of degree, 13 years’ higher education and work experience with minimum 9 years’ related experience
Strong analytical and decision-making abilities
Excellent communication and interpersonal skills
Proficiency in financial modeling and risk assessment tools
Experience with complex credit structures and syndicated loans
Ability to lead cross functional teams and manage multiple projects simultaneously
Familiarity with credit risk rating models and loan/portfolio management systems
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