Vice President, Credit Portfolio Senior Manager at Citi developing credit policy strategies for unsecured lending portfolios. Collaborating with teams ensuring compliance and alignment with risk appetite for growth.
Responsibilities
Support design, development & optimization of the acquisition credit policies for a $150B+ portfolio that generates 15MM new accounts annually.
Perform quantitative analyses to assess risk-adjusted return, risk segmentation, and tradeoffs in acquisition policy changes.
Prepare proposals and review with the stakeholders within Risk, document the effective challenge and incorporate inputs in revising the proposals.
Collaborate with digital and marketing teams on channel specific underwriting policies.
Partner with modeling team on new tools, machine learning and alternate data.
Develop a testing framework to deploy learnings faster using repeatable playbooks and monitoring routines.
Track and report on initiatives, performance results, emerging trends and opportunities to senior management.
Ensure adherence to internal and external regulatory expectations.
Respond to effective challenge from second line.
Serve as SME for audits, model use and implementation of strategies.
Ensuring strategies are executed in a strong control environment.
Requirements
10+ years of experience in credit risk management or lesser with relevant experience in acquisitions credit risk
Experience in the financial services industry preferred
Demonstrated accountability for delivery of a full range of services to one or more businesses/geographic regions
Consistently demonstrate clear and concise written and verbal communication
Proven negotiation skills often used at a senior level
Demonstrated ability to synthesize, prioritize and drive results with urgency
Ability to obtain support and buy-in across a wide range of internal and external audiences.
Bachelor’s/University degree in statistics, mathematics, economics, or equivalent experience. Master’s/PhD degree is a plus.
Benefits
Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more.
We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
We empower our employees to manage their financial well-being and help them plan for the future.
Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
We offer our employees resources and tools to volunteer in the communities in which they live and work.
VP of Cost Management leading project controls for JLL's real estate initiatives. Overseeing all project controls activities and delivering accurate cost estimates for successful project outcomes.
VP Enterprise Payments Application Manager overseeing end - to - end operations of Global Payments Platform at The Bancorp Bank. Responsible for platform strategy, risk management, and vendor governance.
Experienced leader driving growth and shaping strategy for fintech communications at Mission North. Mentoring a talented team while advising C - suite leaders in financial services on defining moments.
VP leading strategic alliances for EXL, focusing on data, analytics, and AI business growth through partnerships. Architecting revenue strategies with hyperscalers and driving ecosystem expansion efforts.
Regional Vice President leading Sales Leaders and Account Executives at Dun & Bradstreet. Responsible for expanding the company's products and services with existing accounts.
Leading Sales Leaders and Account Executives at Dun & Bradstreet to renew and expand products and services. Responsible for a defined portfolio of existing accounts remotely through electronic means.
Tier 2 Area Vice President leading Account Executives in selling products to clients. Focused on driving sales growth and expanding client accounts with a consultative approach.
Capital Markets VP at Lendable focused on developing capital markets strategies and managing investor relationships. Join a fast - growing fintech company that emphasizes technology and innovation in credit access.
Vice President of Product and Platform Technology at ASSA ABLOY, leading technology direction for Building Technology Solutions. Responsible for architectural standards and modernization initiatives.