Relationship Manager managing complex commercial relationships, focusing on portfolio growth and client retention. Responsible for marketing products and services to medium and large clients in commercial banking
Responsibilities
Assumes the overall responsibility, development and management of their borrowing and non-borrowing portfolio
Responsible for marketing a range of products and services to medium and large commercial clients
Manages and develops a portfolio of complex commercial relationships
Ensure retention of total client assets, credit quality and net growth in relationships
Facilitate the development of new business relationships and develop prospects through lead lists and Centers of Influence (COI)
Responsible for retaining and expanding existing customer relationships
Develop and maintain a quality loan portfolio with an emphasis on companies with revenues between $20 - $150 million
Monitor loan portfolio and maintain updated financial information
Ensure portfolio administration and risk management compliance
Identify and capitalize on cross-sell opportunities
Execute a call program to acquire, retain and expand existing customer relationships
Assist in mentoring teammates
Provide financial advice to customers and profitably sell appropriate products and services
Prepare correspondence, commitment letters, loan memorandums and associated documents as required
Requirements
Bachelor's degree in Business, Economics, or finance preferred or equivalent banking experience
Minimum 10 years of commercial banking experience and a proven track record of generating deposit and fee income
Strong credit skills
Ability to independently manage a specialty line of lending and complex lending structures
Very strong professional writing skills
Effective problem solving and excellent collaboration and inter-personal communication skills
Excellent C & I lending and product knowledge and organizational skills
Ability to make knowledgeable loan decisions
Proven track record with sales and new business development
Ability to work well in a sales driven environment
Knowledge of applicable laws and regulatory compliance related to commercial lending
Proficient computer skills with a good working knowledge of Microsoft Office Programs including Excel, Word and Outlook.
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