Commercial Portfolio Manager managing risk and lending decisions in banking transactions. Evaluating financial statements and collaborating with Relationship Managers in California.
Responsibilities
Evaluate the risk level of Custom commercial transactions.
Make well-informed decisions based on company guidelines.
Manage a portfolio and collaborate with Relationship Managers.
Prepare comprehensive credit summaries for loan requests.
Analyze all financial statements for credit worthiness.
Identify credit strengths, weaknesses and industry risks.
Support management of the Relationship Manager portfolio.
Make credit decisions in compliance with bank policies.
Negotiate loan structures and terms in line with client needs and bank policies.
Monitor portfolio for credit conditions and compliance.
Requirements
Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Foundational level of proficiency: Structuring Deals
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