Serve as a conduit for all product lines and match client needs with appropriate products
Always looking for cross selling opportunities for all bank products
Grow revenue as directed by senior management by successfully prospecting new business within portfolio and making appropriate referrals
Maintain a portfolio by calling on existing customers to expand existing business, ensure excellent client relations & proper servicing of account(s), and ensure the portfolio’s credit quality
Negotiate credit arrangements and prepare credit memoranda and supporting documentation with underwriting for presentation to approvers
Continuously monitor borrowing base reports and covenant compliance with regular reporting requirements for client base
Establish protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions
Recognize and manage early warning signs for client portfolio on a recurring basis
Provide recurring customer service to existing clients, which includes direct contact with customers
File all required reports, and resolve all related issues in a timely and efficient manner
Requirements
Bachelor's degree or equivalent experience in related field
Three years’ banking experience including credit analysis and client management
High level of understanding of credit underwriting
Knowledge of bank products, services, and bank operations
Ability to interpret policies/procedures, loan contracts, and understanding of credit reports, financial statements and loan documents
High level of analytical skill
Ability to be self-starter and show initiative
Proficiency in Word, Excel & PowerPoint
Ability to prospect and network at various levels within a company
Benefits
Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
Comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
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