Product manager overseeing the lifecycle of financial products at Vivo, focusing on digital solutions and market engagement for enhanced customer experience.
Responsibilities
Product Management: Review of customer journeys and implementation of improvements; definition of features and value proposition; development of new products.
Post-sales: Analysis and action plans for engagement (payments, upgrades, retention).
Metrics: Monitoring sales, origination, delinquency, collections, and attachment to core products.
Support Materials: FAQs and content for the customer service center.
Campaigns and Communication: Planning and execution of campaigns (media and CRM), and creation of creative materials.
Pricing and Performance: Pricing definition/adjustments, performance monitoring, and promotional initiatives.
Channel Expansion: Identification and activation of new channels.
Financial Management: P&L analysis, projections (sales, revenue, costs), and management of sales-related costs.
Strategic Projections.
Requirements
Experience in managing financial products or Embedded Finance in Retail.
Experience with digital products.
Knowledge of LGPD (Brazil’s Data Protection Law), PCI-DSS, and Central Bank (Bacen) regulations.
Familiarity with agile methodologies.
Pricing and P&L analysis.
Advanced Excel / BI tools.
Intermediate English.
Initiative & Curiosity – Proactivity to explore new solutions.
Transformative Attitude – Ownership mentality, energy, and focus on results.
Critical Thinking & Problem Solving – Analytical ability and decision-making.
Adaptability (Resilience) – Flexibility in the face of change.
Emotional Intelligence & Empathy – Ability to connect with diverse profiles and exercise empathetic leadership.
Choose the ideal benefit for you and your dependents through a digital platform with various categories such as gym, meal allowance (VR), food allowance (VA), pharmacy assistance, medical and dental coverage, and life insurance.
Company mobile phone: a brand-new smartphone for you.
Unlimited voice and data plan — with Vivo 5G.
Exclusive Vivo offers with special discounts on landline, broadband, TV, and apps.
Eligible to receive an annual bonus or PPR (profit-sharing program).
Plan your future through a private pension plan.
Childcare subsidy to help with school, daycare, or nanny expenses.
Work in an environment that respects your personality, dress style, and individuality, where you can be authentic. #BeYourself
Work remotely up to 2 days per week. #Mobility
Flexible working hours.
Enjoy a day off to celebrate your birthday.
Participate in one of the largest corporate volunteering programs to make an impact.
Benefit from our Educational Development Program offering partnerships with educational institutions at a discount, plus certifications and online courses.
Boost your career through our Internal Recruitment Program, in Brazil or abroad — we are present in over 17 countries.
Access a range of initiatives to improve your physical, emotional, and social wellbeing. We have #VivoBemEstar (Vivo Wellbeing), offering consultations with nutritionists, psychologists, social workers, telemedicine, and more.
All our vacancies are open to persons with disabilities and/or rehabilitated workers. We value diversity, differences, and people’s potential. #VivoDiversity
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