About the role

  • Portfolio Manager managing larger commercial credits for United Community. Responsible for client relationships, credit analysis, and loan processes.

Responsibilities

  • Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
  • Provide credit and sales support to Commercial Lending.
  • Analyze complex financial statements and prepare credit analysis packages.
  • Serve as a secondary contact on client relationships.
  • Identify cross-sell opportunities with new and existing clients.
  • Assist in the loan process, including underwriting and closing.
  • Prepare commitment letters and review loan documents.
  • Assist lenders in their prospecting efforts.

Requirements

  • Bachelor’s Degree in finance or accounting preferred.
  • 5+ years of experience in commercial lending.
  • Proficient knowledge of credit policy, banking regulations, and loan documentation.
  • Ability to analyze complex financial statements and tax returns.
  • Strong interpersonal and communication skills.
  • Excellent organizational and time management skills.
  • Ability to work effectively within the company's credit culture.
  • Proficiency with in-house financial reporting applications, including Navigator.
  • Good mathematical, reading comprehension, and writing skills.

Job title

Portfolio Manager

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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