Hybrid Portfolio Manager IV

at Truist

• Job title: Portfolio Manager IV
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Alpharetta, United States

About the role

• Manage a portfolio of Small Business Default Solutions relationships at Truist, performing financial analysis and credit actions for elevated risk scenarios.

Responsibilities

• Manage a highly complex and high-exposure portfolio of SBDS relationships
• Prepare and review credit packages, modifications, renewals and extensions
• Analyze financial statements, tax returns, and projections
• Partner with Asset Managers and Team Leaders to formulate action plans
• Ensure all credit actions, loan files, and systems data are complete, accurate, and compliant
• Work closely with SBDS Asset Managers, and Servicing teams to support timely resolution strategies
• Maintain accurate records of portfolio activity, exposure, and trends
• Participate in communications with borrowers and guarantors
• Identify opportunities to streamline credit review, data accuracy, and portfolio monitoring processes
• Demonstrate Truist’s Purpose, Mission, and Values through proactive engagement, teamwork, and accountability

Requirements

• Bachelor’s degree in business, finance, accounting, or a related field, or equivalent education and related training.
• Five to ten years of experience in commercial or small business banking, credit analysis, or special assets.
• Strong understanding of commercial credit, workout, and risk rating frameworks.
• Demonstrated ability to perform financial and collateral analysis, interpret borrower performance, and draft sound credit recommendations.
• Excellent organizational, written, and verbal communication skills.
• Demonstrated proficiency in Microsoft Office applications and bank credit systems.
• Ability to work collaboratively in a fast-paced, high-volume environment while maintaining accuracy and attention to detail.

Benefits

• medical, dental, vision, life insurance
• disability, accidental death and dismemberment
• tax-preferred savings accounts
• 401k plan
• no less than 10 days of vacation
• 10 sick days
• paid holidays
• eligible for defined benefit pension plan, restricted stock units, and/or deferred compensation plan