Onsite Commercial Credit Analyst I

Posted 3 days ago

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About the role

  • Credit Analyst I providing analytical support for commercial banking with financial statement analysis and cash flow modeling. Collaborating with loan officers and commercial lending departments.

Responsibilities

  • Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
  • Prepares cash flow models for the basis of credit decisions.
  • Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.
  • Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.
  • Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers.
  • Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.
  • Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures.

Requirements

  • BS/BA Degree in Business, Finance or a related field is required.
  • 1-3 years’ work experience preferred.
  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations.
  • Ability to write reports, business correspondence, and procedures manuals.
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
  • Strong analytical and organizational skills.
  • Proficiency in Microsoft Word and Excel.

Benefits

  • Equal Employment Opportunity Information
  • Community roots that run deep
  • Wellness programs

Job title

Commercial Credit Analyst I

Job type

Experience level

Junior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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