Relationship Manager for Real Estate & Housing within Lloyds Banking Group's Business & Commercial Banking. Engaging with clients and managing a portfolio for growth and client experience.
Responsibilities
Develop a high-quality portfolio—broadening income, balance sheet, and client relationships—while making sound, risk-aware decisions across lending and contingent liabilities.
Own and deepen senior relationships with developers, investors, and owner-managers; be the trusted point of contact who understands their ambitions and delivers against them.
Build customized strategies and solutions by identifying client needs early.
Lead lending assessments and collaborate closely with product, coverage, and pooled Client Relationship Team support to achieve the right outcomes.
Be present when it counts—take charge of intricate or specialized lending requirements beyond the Client Relationship Team's scope, ensuring clients remain supported and updated.
Champion standards and opportunity—maintain asset quality, policy, and regulatory compliance while building your local market presence, crafting new business with Business Development, Product Partners, and key influencers.
Work smarter, together—role-model client-first behaviours, use LBG’s digital tools with confidence, and simplify processes that improve experience and efficiency.
Requirements
Proven expertise in Real Estate & Housing finance (e.g., development, investment, or social/affordable housing), with the credit judgement to arrange and negotiate complex transactions.
A track record of balanced growth—meeting portfolio and income goals while managing risk, conduct, and regulatory obligations.
Confidence engaging senior collaborators and building profile in the local market; you’re credible with introducers, professionals, and community influencers.
A collaborative way of working—you bring the whole bank to the client by demonstrating product specialists, coverage teams, and pooled CRT support.
Digitally curious, with the confidence to adopt new systems and tools quickly; you simplify how we work and elevate client experience.
Relevant industry accreditation (or the motivation to work towards it) for specialist roles.
Benefits
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Job title
Relationship Manager – Real Estate, Housing Sector
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