Hybrid Relationship Manager – Real Estate, Housing Sector

Posted 12 hours ago

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About the role

  • Relationship Manager for Real Estate & Housing within Lloyds Banking Group's Business & Commercial Banking. Engaging with clients and managing a portfolio for growth and client experience.

Responsibilities

  • Develop a high-quality portfolio—broadening income, balance sheet, and client relationships—while making sound, risk-aware decisions across lending and contingent liabilities.
  • Own and deepen senior relationships with developers, investors, and owner-managers; be the trusted point of contact who understands their ambitions and delivers against them.
  • Build customized strategies and solutions by identifying client needs early.
  • Lead lending assessments and collaborate closely with product, coverage, and pooled Client Relationship Team support to achieve the right outcomes.
  • Be present when it counts—take charge of intricate or specialized lending requirements beyond the Client Relationship Team's scope, ensuring clients remain supported and updated.
  • Champion standards and opportunity—maintain asset quality, policy, and regulatory compliance while building your local market presence, crafting new business with Business Development, Product Partners, and key influencers.
  • Work smarter, together—role-model client-first behaviours, use LBG’s digital tools with confidence, and simplify processes that improve experience and efficiency.

Requirements

  • Proven expertise in Real Estate & Housing finance (e.g., development, investment, or social/affordable housing), with the credit judgement to arrange and negotiate complex transactions.
  • A track record of balanced growth—meeting portfolio and income goals while managing risk, conduct, and regulatory obligations.
  • Confidence engaging senior collaborators and building profile in the local market; you’re credible with introducers, professionals, and community influencers.
  • A collaborative way of working—you bring the whole bank to the client by demonstrating product specialists, coverage teams, and pooled CRT support.
  • Digitally curious, with the confidence to adopt new systems and tools quickly; you simplify how we work and elevate client experience.
  • Relevant industry accreditation (or the motivation to work towards it) for specialist roles.

Benefits

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

Job title

Relationship Manager – Real Estate, Housing Sector

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

No Education Requirement

Location requirements

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