Commercial Relationship Manager I responsible for building and servicing a portfolio of commercial business relationships and loans. Engage with stakeholders to ensure successful transactions and cross-sell banking products.
Responsibilities
Originate, analyze, structure and close profitable loan transactions.
Participate with more senior Relationship Managers on larger loans.
Maintain and confirm credit worthiness of customers.
Gather, review and track appropriate documentation from applicants.
Make decisions on loans and terms if within own lending limits, or make recommendations to more senior Relationship Managers.
Engage and provide direction to stakeholders including attorneys, accountants, consultants, appraisers, title companies, and necessary government agencies.
Requirements
Bachelor’s Degree in Finance/Accounting/Economics or equivalent work experience
3+ years of commercial lending experience.
Experience in and general knowledge of negotiating, structuring, and closing commercial loan transactions.
Strong analytical and credit skills.
A high level of interpersonal and sales skills.
Thorough knowledge of various software programs including Word and Excel.
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