Associate Director managing a portfolio of commercial loans and bonds for government and nonprofit divisions. Collaborating with internal teams and overseeing portfolio administration and monitoring.
Responsibilities
Underwrite complex commercial loans and bonds in accordance with Huntington credit policies.
Monitor a portfolio of commercial loans and bonds, proactively identifying emerging risks and escalating concerns as appropriate, and maintaining accurate risk ratings.
Portfolio administration, including management of delinquencies, collateral exceptions, borrowing base and covenant compliance, product renewals, etc., as applicable.
Maintains and confirms credit worthiness of customers.
Gather, review and track appropriate documentation from applicants and clients such as financial statements, covenant compliance and other due diligence items.
As applicable, attend client calls (virtual or in-person) with Relationship Management and other Bank partners.
Maintain up-to-date knowledge of market/industry trends.
Conduct industry and market research using numerous resources available.
Assist with training and/or mentoring Analyst & Associate level colleagues.
Review and negotiate credit documentation in consultation with legal counsel.
Perform other duties as assigned.
Requirements
Bachelor's Degree required
5 or more years of experience in an underwriting or commercial banking environment
Bachelor's degree in finance, Accounting, or related field
High level of professionalism and attention to detail
Strong analytical, interpersonal and organizational skills
Proficiency in Microsoft Office suite (particularly Microsoft Excel)
Formal credit training
Prior experience in underwriting and closing complex commercial loan transactions
Experience with nonprofit or government lending and accounting preferred, minimum of C&I or middle market loan experience
Benefits
health insurance coverage
wellness program
life and disability insurance
retirement savings plan
paid leave programs
paid holidays
paid time off (PTO)
Job title
Associate Director, Portfolio Management, Government & Non-Profit
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