Serve as a core advisor to Regional Banking Sales, Credit and Operations colleagues, providing expert guidance on risk mitigation, procedure development, and regulatory change impacts.
Ensure sustainable first line risk programs are in place that will identify, assess and mitigate potential risks.
Actively engage with business partners to manage findings in conformance with Issues Management requirements.
Communicate risk-related information to all relevant stakeholders, including senior management, initiative leaders and compliance/legal partners.
Ensure thorough risk assessments are conducted, to identify potential risks across Regional Banking.
Work with other Business Risk Officers and Segment Risk Managers to recommend risk mitigation strategies and controls to minimize the impact of identified risks.
Regularly assess the control environment to ensure effectiveness and appropriate alignment with operational processes.
Assess Strategic Risk for the Segment, including the quarterly Risk and Control Self-Assessment (RCSA).
Assess policy and procedural compliance of the Segment with applicable frameworks and policies.
Proactively challenge and influence both business and risk partners on complex risk issues, ensuring that remediation strategies are not only timely but also effective and sustainable.
Requirements
Bachelor’s degree
Minimum of 7 years of experience in Audit, Compliance, Risk Management or Operational Risk
7+ years' experience within Commercial & Industrial industry dealing with credit, operations, laws and regulations
7+ years' experience with government lending programs, including Small Business Administration (SBA), United States Department of Agriculture (USDA), in either a lending, underwriting, program eligibility and/or management capacity
Broad industry and banking knowledge
Ability to work in a fast-paced environment with attention to detail
Demonstrated ability to convey ideas verbally and in writing with a clear, concise and organized method appropriate for the intended audience
Proficient in managing multiple priorities and tight deadlines
Strong analytical problem-solving skills
Ability to lead and motivate others, manage resources, and influence decision making
Knowledge and ability to work with MS Office products effectively and efficiently
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