Lead high-impact GI risk oversight in a growing business where your challenge, insight and expertise directly influence key decisions.
Responsibilities
As a key player in the GI Claims and Reserving, Exposure Management, and Pricing and Performance Committees, you will actively challenge first line teams on technical provisions, reserve margins, and uncertainties, driving improvements and efficiencies—especially through smarter data use.
You’ll deliver sharp oversight and advice on pricing and performance, scrutinising models, strategies, reserving approaches and techniques, and loss trends, while challenging the business on market trends, emerging risks, and best practice.
Support and robustly challenge strategic and commercial decisions across the business cycle, lead deep dive risk reviews into the financials of the GI business, and bring financial rigour to non-financial risk reviews.
Ensure regulatory and professional compliance, and play a pivotal role in shaping GI and reinsurance risk appetites.
Work closely and collaboratively with the first line teams and should be prepared to travel to other key hubs as needed.
Requirements
You should be an actuary or have a strong technical Risk background.
You should have a strong background in personal lines insurance, especially household.
Good connections within the general insurance market, and experience in both industry and consultancy roles would be an advantage.
Proven expertise in GI personal lines reserving and reinsurance, with hands-on, up-to-date experience.
Strong pricing skills (household or experience of sophisticated pricing approaches used on other personal lines), including advanced data analytics and price optimisation techniques.
In-depth understanding of current and emerging regulations.
Outstanding communicator and stakeholder manager—curious, creative, and unafraid to challenge or defend a viewpoint, yet adaptable when needed.
Benefits
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
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