Onsite Senior Credit Analyst – Credit Operations

Posted 4 days ago

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About the role

  • Senior Kredit Analyst evaluating diverse credit engagements for COMCO Leasing GmbH in Neuss, Germany. Involves independent credit decisions, market position enhancement, and analytical assessments.

Responsibilities

  • Responsible and varied review and assessment of new credit commitments across different industries, including the establishment of borrower units
  • Preparation of concise and meaningful balance sheet and creditworthiness analyses
  • Independent credit decisions within your delegated authority
  • Preparation of decision documents, voting, and close collaboration with department management and executive management
  • Servicing, monitoring and renewal of existing credit commitments
  • Presentation of exposures to refinancing partners
  • Participation in client meetings, including balance sheet and annual financial statement discussions
  • Active contribution to the optimization of processes and workflows in credit decision-making
  • Undertaking project-related special tasks

Requirements

  • Completed vocational training in banking or an equivalent qualification
  • At least three years of professional experience in commercial lending at a bank, savings bank (Sparkasse) or leasing company
  • Solid knowledge in assessing credit risks and business/economic interrelationships
  • Excellent skills in financial statement and creditworthiness analysis
  • Ideally, experience in the leasing business
  • Analytical thinking, strong risk awareness and sound judgment
  • Strong communication skills, reliability and a confident demeanor
  • Independent, structured and team-oriented working style

Benefits

  • A high degree of autonomy and responsibility
  • A stable, appreciative working environment with a long-term perspective
  • Room to contribute your own ideas and actively help shape processes
  • Work in a sustainably expanding company with a pleasant and collegial working atmosphere
  • 30 days of annual leave
  • Employer coverage of the Deutschlandticket (public transport pass)
  • Free employee parking
  • Company bike leasing
  • A centrally located workplace with excellent transport connections
  • Employee discounts with selected partners
  • A good work–life balance with flexible working hours (flexitime)

Job title

Senior Credit Analyst – Credit Operations

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Professional Certificate

Location requirements

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