Senior Kredit Analyst evaluating diverse credit engagements for COMCO Leasing GmbH in Neuss, Germany. Involves independent credit decisions, market position enhancement, and analytical assessments.
Responsibilities
Responsible and varied review and assessment of new credit commitments across different industries, including the establishment of borrower units
Preparation of concise and meaningful balance sheet and creditworthiness analyses
Independent credit decisions within your delegated authority
Preparation of decision documents, voting, and close collaboration with department management and executive management
Servicing, monitoring and renewal of existing credit commitments
Presentation of exposures to refinancing partners
Participation in client meetings, including balance sheet and annual financial statement discussions
Active contribution to the optimization of processes and workflows in credit decision-making
Undertaking project-related special tasks
Requirements
Completed vocational training in banking or an equivalent qualification
At least three years of professional experience in commercial lending at a bank, savings bank (Sparkasse) or leasing company
Solid knowledge in assessing credit risks and business/economic interrelationships
Excellent skills in financial statement and creditworthiness analysis
Ideally, experience in the leasing business
Analytical thinking, strong risk awareness and sound judgment
Strong communication skills, reliability and a confident demeanor
Independent, structured and team-oriented working style
Benefits
A high degree of autonomy and responsibility
A stable, appreciative working environment with a long-term perspective
Room to contribute your own ideas and actively help shape processes
Work in a sustainably expanding company with a pleasant and collegial working atmosphere
30 days of annual leave
Employer coverage of the Deutschlandticket (public transport pass)
Free employee parking
Company bike leasing
A centrally located workplace with excellent transport connections
Employee discounts with selected partners
A good work–life balance with flexible working hours (flexitime)
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