Lead SAS Credit Risk Analyst at U.S. Bank developing risk management frameworks and strategies for unsecured lending. Collaborate with teams to ensure compliance and minimize losses across various products.
Responsibilities
Partner with Consumer and Business Banking (CBB), other Business Risk Professionals, and Business Risk Managers to create, implement, maintain, review or oversee an effective risk management framework.
Participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations.
Identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors.
Actively identify, respond and/or escalate risks as appropriate.
Inform policies and procedures to maximize profit potential and minimize regulatory exposure.
Serve as a functional liaison between CBB and the Lines of Defense.
Requirements
Bachelor's degree, or equivalent work experience
10 or more years of applicable experience
Applicable professional certifications
Advanced degree in business, computer science, economics, finance, mathematics, operations research, or statistics
Advanced knowledge of SAS, SQL, R, Python, or other database programming languages
Expert in Tableau
Experience creating reader-centered dashboards and report automation
Experience in credit risk developing credit risk strategies for underwriting and account management for unsecured lending products
Experience as a model owner developing model performance monitoring or working in model risk management
Experience working with large datasets
Effective verbal, written and presentation communication skills
Effective technical report writing skills
Ability to work independently with minimal guidance from manager.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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