Senior Associate, managing credit risk policy lifecycle at Capital One. Collaborating with stakeholders to ensure compliance and enhance risk frameworks.
About the role
- Director, Operating Risk and Control overseeing compliance for consumer financial products including prepaid debit cards. Partnering with internal teams and external banks to ensure regulatory alignment.
Responsibilities
- Serve as the first line of defense for a portfolio of consumer products
- Partner closely with product owners, legal, compliance, risk, cybersecurity, and sponsor bank partners
- Design and oversee systems, processes, and controls that ensure regulatory compliance and operational integrity
- Act as a liaison between internal teams (Compliance, Legal, Privacy, Cybersecurity, Risk) and external banking partners
- Coordinate regular meetings with external bank partners to ensure alignment and compliance
- Review and improve customer-facing content and processes in collaboration with cross-functional teams
- Develop and execute risk and compliance strategies aligned with business goals and regulatory requirements
- Support adherence to financial regulations including BSA/AML, KYC, Reg E, data privacy, and card issuing best practices
- Monitor compliance controls and key risk indicators, identifying weaknesses and recommending solutions
- Manage internal audits and controls testing to assess effectiveness and ensure controls operate as intended
- Resolve findings from internal teams, regulators, or banking partners through timely corrective actions
- Oversee development of policies related to financial crimes, fraud prevention, and customer data protection
Requirements
- 10+ years of experience in risk management, compliance, or operational controls within financial services
- Strong knowledge of regulatory frameworks including BSA/AML, KYC, GLBA, CFPB, and data privacy laws
- Experience working with BIN sponsorship banks, card networks and navigating third-party risk and compliance requirements
- Proven ability to lead cross-functional teams and manage complex stakeholder relationships
- Expertise in designing and implementing controls for consumer financial products and services
- Strong analytical and problem-solving skills, including root cause analysis and remediation planning
- Experience with internal audits, business control strategies, controls testing, and regulatory examinations
- Excellent communication and documentation skills, with the ability to translate regulatory requirements into operational processes
- Ability to stay current on industry trends, regulatory changes, and emerging risks in payments and card issuing
- Bachelor’s degree required; advanced degree or certifications (e.g., CRCM, CAMS, CISA) preferred.
Benefits
- short-term incentives
- multiple health insurance options
- accident and life insurance
- access to best-in-class development platforms
- Family First Program
- Flexible Time off
- Medical, Dental and Life Insurance
- Tuition Assistance Program
- Parental Leave
Job title
Job type
Experience level
Salary
Degree requirement
Tech skills
Location requirements
Senior operational risk advisor at Desjardins developing guidelines and policies to prevent fraudulent transactions. Collaborating with various stakeholders and recommending strategic directions based on extensive knowledge.
Risk Management Consultant focused on identifying, analyzing, and managing risks for organizations in Göteborg. Join TechSeed's Cyber Security team with a strong emphasis on innovation and collaboration.
Internship role at Emerson in Cluj - Napoca, Romania, focused on governance and securities responsibilities. Engaging with a diverse team to drive innovation and foster a collaborative environment.
Risk Control Intern assisting with risk assessment and administrative tasks in commercial insurance operations. Gaining hands - on experience and participating in training programs.
Senior Risk Analyst for Asset Management and Distribution at Bancolombia. Evaluating risks and ensuring compliance with internal policies in Colombia.
Internal Audit Model Risk Manager evaluating the effectiveness of algorithms driving the business at Coinbase. Leading implementation of best - in - class internal audit practices within a global team.
Nurse Navigator coordinating patient care and ensuring timely scheduling at the University of Miami Health System. Serving as a liaison and educating patients throughout their care journey.
Principal Market Risk Specialist leading the assessment and mitigation of market risk in diverse energy portfolios. Collaborating with executive leadership and leveraging analytical expertise.
Senior Market Risk Specialist at SMUD managing market risk exposures in energy portfolios. Lead quantitative assessments and collaborate with stakeholders for strategic decision - making.