Head of Risk Products driving risk strategy and delivering risk platform solutions at fintech startup. Collaborating with teams to prevent fraud and abuse in payment ecosystems.
Responsibilities
Define the multi-year product vision for Rain’s risk ecosystem.
Staff and build a world class risk organization to support our rapid growth.
Manage vendor relationships and evaluate external risk technology partners.
Manage key payments ecosystem partners on all payments risk related functions.
Lead creation and optimization of Rain’s risk decisioning systems, scoring models, data pipelines, and automated controls.
Partner with engineering and data to define technical requirements for models, rule engines, and alerting systems.
Build frameworks for evaluating risk–reward tradeoffs and guide senior leadership through complex decisions.
Ensure platform scalability to support new products, geographies, and risk vectors.
Work closely with Compliance and Legal to ensure controls support regulatory expectations.
Requirements
10+ years work experience with at least 8+ years in payments risk at a financial technology company, bank, financial services firm, or payments network
Hands on fraud prevention strategy experience
Proven track record of complex problem solving and decision-making skills
Strong analytical skills and team player
SQL and Dashboarding Skills
High EQ and management skills
Desirable but not mandatory: Exposure to B2B credit card programs.
Desirable but not mandatory: Cross border payments experience.
Benefits
Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums.
401(k) with matching: Invest in your future, just like we’re investing in ours.
Ownership that matters: Every team member gets equity because we believe in building together.
Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates.
Unlimited PTO: Because time to rest and reset is just as important as time to ship.
Product-first perks: Monthly budget to test our cards and features like a real user.
Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving.
Home office setup: One-time stipend to create a space that works for you.
Team connection: Frequent company events, team dinners, and offsites to stay connected.
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