Credit Risk Manager overseeing credit risk management and providing compliance support within financial institution. Utilizing analytical skills to resolve complex credit risk challenges and ensure compliance with governance standards.
Responsibilities
The role operates within the second line of defence, providing independent oversight of credit risk management activities within the business.
The role focuses on supporting the business in the identification, measurement, and aggregation of credit risk, ensuring that practices are effectively implemented and aligned with strategic objectives.
As a subject matter expert in credit risk, the incumbent provides guidance and structure to ensure credit risk management processes are sound, compliant, and fit for purpose.
The role also encompasses model risk governance, offering input to ensure that model development, validation, and usage there-of adhere to established governance standards.
Success in this role requires dynamic analytical capabilities and familiarity with a range of methodologies to assess and resolve complex or ambiguous credit risk challenges.
This role also contributes analytical insights and support to the broader Risk function, enhancing the business’ ability to monitor, govern, and control risk exposures effectively.
Requirements
Bachelor’s degree in Risk Management, Business Mathematics/Actuarial/Financial Engineering/Informatics or a related field
5 Years + in a similar role
5+ years of proven experience in credit risk management and model risk governance, ideally within a financial institution or regulatory environment.
Understanding of risk frameworks and governance processes.
Solid analytical skills.
Proficiency in data analysis tools (e.g., Excel, Power BI, SQL, or Python).
Strong communication and stakeholder engagement skills.
Excellent written and verbal communication skills.
Benefits
The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa
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