Global Supply Capability Manager in charge of supply planning processes and technology at Reckitt. Collaborating with teams to ensure efficiency and best practices across global operations.
About the role
- Credit Portfolio Manager I responsible for financial analyses and credit decisions at TD. Supporting the commercial banking team and managing customer loan requests and credit solutions.
Responsibilities
- Gathers financial and general business information pertaining to customer and prospect loan requests
- Performs financial analyses needed to make credit decisions
- Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
- Supports commercial banking team and recommends credit solutions that add value to the Customer
- Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
- May manage overall analytical support and workflow production needs for a department
- Works on larger, more complex deals, mainly focused on Middle Market
- Acts as a consultant to business lines regarding credit issues, processes and procedures
- Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
- Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
- Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
- Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
- May communicate credit decisions to Relationship Managers and Account Managers
- Manages and oversees workflow and adherence to policy for department
- Participates in organizational cost benefit analysis and implementation
- Manages activities by creating and maintaining quantifiable service level standards against business performance
- Ensures timeliness of information and efficiency in process and workflow
- Maintains confidentiality of credit and customer information at all times
- May lead a team of Credit Analysts within a region or market
Requirements
- Bachelor's degree or equivalent experience
- 5+ years related experience
- Strong understanding of commercial business development techniques and credit decisions
- Demonstrates business development track record
- Strong market presence with wide network of outside referral sources for new business
- Demonstrates credit and financial analysis skills
- Refined negotiation skills
- Demonstrates communication skills, both verbal and written
- Demonstrates PC skills
Benefits
- health and well-being benefits
- savings and retirement programs
- paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- banking benefits and discounts
- career development and reward recognition
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