Credit Analyst responsible for approving loans and making credit recommendations at U.S. Bank. Conducting credit analysis, evaluating customer accounts, and mitigating risk in loan processes.
Responsibilities
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans
Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
May use technological tools, including computer software, to assist in the credit analysis process
Requirements
Bachelor’s degree, or equivalent work experience
Typically five or more years of relevant experience
Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Master's degree or CPA certification is preferred
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Contract Analyst providing analytic support for healthcare network performance. Analyzing data, monitoring contracts, and supporting negotiations in a healthcare setting.
Data Privacy Analyst role focused on managing privacy processes and compliance with European data protection laws. Involves stakeholder collaboration and development of privacy policies.
Senior Analyst analyzing Eastern European politics and media for M+C Saatchi World Services. Producing assessments and strategic recommendations for project stakeholders in the region.
Bilingual Credit Analyst handling dealership customer applications for a financial services company. Ensuring compliance and delivering superior customer service in a remote environment.
Credit Analyst role in financial services aiding auto dealers with customer applications and resolving open requirements. Delivering superior customer service while working remotely and managing various tasks.
Dispute Investigation Analyst responsible for investigating consumer - initiated inquiries and disputes across various channels while ensuring compliance with regulations. Collaborates with teams and provides timely responses based on research findings.
Project Cost Analyst overseeing financial issues for transmission projects at Eversource Energy. Collaborating with Project Managers to manage costs, budgets, and financial reporting.
Serve as a technical expert leading complex EDI integrations ensuring accurate data exchange for Transamerica's benefit administration systems. Optimize file transmission and system performance through strategic guidance and troubleshooting.
Process Design Analyst collaborating with Operational Excellence Team to drive transformation and improvement at Manulife. Supporting Canada Group Benefits Health & Dental Claims with process changes and training.
Senior Workday Analyst at Starling Bank managing Workday modules and configurations. Driving improvements and supporting system integrations in a hybrid work environment.