Commercial Lending Division Manager overseeing all lending activities within the Bank. Managing credit risk and driving business development in commercial lending.
Responsibilities
Develop strategies for maintaining and further penetrating existing accounts
Execute strategies with calls, visits, needs assessments, customer qualification, and follow-up to maintain, enhance, and expand customer relationships
Respond promptly to customer issues, questions, and concerns
Analyze financial statements
Make financing proposals and negotiate terms and conditions for loans, leases, etc.
Actively cross-sell bank products
Interact with loan review
Exercise strong credit and pricing skills, making recommendations for credits above assigned authority and decisions for credits within assigned authority
Maintain community involvement
Sponsor loan requests through the appropriate credit approval process
Maintain and build account profitability with assigned clients by providing core banking products and services
Manage administrative tasks, including credit analysis and processing
May be asked to fill other credit roles as needed by the immediate supervisor
Perform quarterly check-ins along with an effective management plan consisting of goals for staff
Requirements
5+ years of previous in banking or sales
Strong background in corporate finance and business acumen
Effective sales techniques and problem-solving skills
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