Credit Pricing Manager responsible for pricing strategy development and implementation at Very for the Pay Revolving Credit Account. Collaborating across functions and analyzing data to drive commercial success.
Responsibilities
Develop, implement, and refine pricing models and strategies informed by customer behaviour, market trends, and financial performance.
Build and maintain segmented pricing models and track model inputs versus actual performance.
Analyse KPIs and deliver clear reporting on pricing performance and portfolio profitability to senior stakeholders.
Conduct financial impact analysis for new initiatives, assessing risk and reward trade-offs and forecasting profitability.
Partner with teams across marketing, product, risk, finance, and legal to ensure pricing strategies align with business objectives.
Support marketing in planning promotional campaigns and communicating pricing decisions.
Present findings, recommendations, and strategy proposals to senior leadership in a clear and compelling format.
Test and understand relationships between price, response, and customer behaviour and assess the resulting impact on P&L.
Requirements
Advanced analytical and quantitative skills with the ability to turn complex data into actionable insights.
Highly numerate and commercial, with experience in pricing within lending environments, ideally credit cards or consumer lending
Strong technical capability with SQL, Python, SAS, or similar analytical tools.
Solid understanding of financial principles, lending economics, and P&L drivers.
Strong experience building Unit of One models, elasticity modelling, or regression analysis.
Excellent communication skills with the ability to present technical concepts to non-technical audiences.
Strategic thinking, problem solving strength, and the ability to balance commercial, risk, and customer outcomes.
A proactive, collaborative approach and the confidence to engage with stakeholders at all levels.
The potential to grow and progress within the Group over time.
Benefits
Flexible, hybrid working model
Inclusive culture and environment, check out our Glassdoor reviews
£1,000 flexible benefits allowance to suit your needs
30 days holiday + bank holidays
LinkedIn learning access
Bonus potential (performance and business-related)
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