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Hybrid Product Manager – PropTech, Property Sales & Mortgage Enablement
Posted 4 hours ago
About the role
- Product Manager overseeing digital property-purchase journey and embedded mortgage financing at fintech startup. Requires extensive experience in proptech, fintech, and digital marketplaces in regulated environments.
Responsibilities
- Define and own the product vision for a digital property-purchase journey with embedded mortgage financing.
- Design and evolve end-to-end user journeys from:
- Property discovery and comparison
- Eligibility and affordability checks
- Mortgage offers and approvals
- Reservation, booking, and transaction completion
- Align product strategy with business growth objectives, partner needs, and regulatory constraints.
- Own product capabilities related to:
- Property listings and inventory management
- Developer and broker onboarding
- Property eligibility, availability, and pricing
- Unit-level data accuracy and lifecycle status
- Define integration requirements with:
- Real estate developers and brokers
- Property management and listing systems
- Government real estate registries and platforms
- Lead the design of embedded mortgage journeys within the property-purchase flow, including:
- Buyer pre-qualification and affordability checks
- Mortgage offer comparison and selection
- Approval, booking, and financing confirmation
- Work closely with partner banks and lenders to:
- Define digital integration and data exchange requirements
- Optimize approval times and conversion rates
- Ensure consistent customer experience across lenders
- Ensure product flows comply with:
- SAMA regulations
- Real estate and mortgage regulations in Saudi Arabia
- KYC, AML, and data privacy requirements
- Partner with Risk, Compliance, and Legal teams to embed controls into the product experience without degrading usability.
- Design product flows that support:
- Property reservation and booking
- Document collection and verification
- Contracting and approvals
- Exception handling and manual interventions
- Ensure seamless handoffs between customers, developers, banks, and internal operations teams.
- Translate product vision into epics, features, and user stories.
- Work closely with engineering, design, and operations to deliver high-quality solutions.
- Manage dependencies across external partners and internal squads.
Requirements
- 4+ years of Product Management experience in proptech, fintech, real estate, or digital marketplaces.
- Strong understanding of:
- Residential property sales and buyer journeys
- Mortgage and home financing products
- Digital transaction and booking flows
- Experience building products with multiple external integrations.
- Proven ability to work in regulated environments.
- Strong stakeholder management and analytical skills.
- Arabic language proficiency.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Location requirements
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