We are a global fintech company dedicated to improve and simplify people's lives through innovative solutions by delivering exceptional value through products and services, and building long-lasting relationships.

Soar

product-manager

Soar is a global fintech platform headquartered in Riyadh that simplifies finances and amplifies investments by enabling individuals and businesses to invest in real estate development projects, raise funds, and monitor cash flow. The platform offers property investment products, funding/loan solutions, investor and business profiles, a revenue calculator, SSO, and a mobile app, while emphasizing security, compliance (including Shariah compliance and licensing by the Central Bank of Saudi Arabia), and custodial arrangements with leading financial institutions.

• Define and own the roadmap for financing and financial transaction systems.
• Align product initiatives with regulatory requirements and operational objectives.
• Establish and monitor KPIs related to transaction reliability, reconciliation accuracy, disbursement precision, and operational efficiency.
• Ensure balance between compliance, risk controls, customer experience, and scalability.
• Own the product lifecycle across application, eligibility, offer generation, contracting, disbursement, installment management, settlement, and closure.
• Ensure accurate amortization schedules and financial calculations.
• Oversee implementation of cooling-off periods, early settlement logic, and structured repayment models.
• Ensure asset-linked contract integrity in Sharia-compliant financing structures.
• Coordinate insurance-triggered and exception-handling flows where applicable.
• Lead development of bank transfer integrations and local payment rails.
• Oversee card payment integrations (e.g., Mada, Visa, Mastercard).
• Define refund, reversal, dispute, and reconciliation workflows.
• Ensure accurate ledger entries, settlement logic, and payout mechanisms.
• Improve payment success rates and minimize reconciliation gaps.
• Own product integrations with local Saudi banks, payment service providers, and relevant financial infrastructure entities.
• Define API requirements, SLAs, monitoring standards, and resiliency mechanisms.
• Collaborate with external partners to ensure stable and compliant integrations.
• Ensure all financial workflows comply with Saudi regulatory requirements, including SAMA frameworks and applicable AML/CFT and KYC obligations.
• Embed regulatory controls into system design and product workflows.
• Support audits, regulatory reporting, and sandbox requirements where applicable.
• Partner with Risk, Compliance, and Legal teams to ensure ongoing alignment.
• Define transaction limits, monitoring thresholds, and fraud mitigation mechanisms.
• Balance risk management with conversion and operational efficiency.
• Support suspicious activity detection and transaction monitoring processes.
• Translate business and regulatory requirements into structured PRDs, epics, and user stories.
• Work closely with engineering on system architecture, financial logic, and scalability.
• Oversee testing strategies for high-risk financial releases.
• Drive cross-functional alignment across product, engineering, operations, risk, and compliance.

Senior Product Manager – Payments & Banking

Senior Product Manager leading the strategy and execution of financial infrastructure at Soar. Overseeing compliance, payments, and regulatory aspects in the Saudi market.

financial-planning-and-analysis

• Define the Vision: Treat the SAP Finance landscape as an internal product, creating a long-term roadmap that aligns with company goals (e.g., IPO readiness, regional expansion, new product launches).
• Stakeholder Management: Act as the primary bridge between Finance, Treasury, and Tech, translating complex business requirements into scalable SAP technical solutions.
• ZATCA Integration: Lead the end-to-end technical compliance for ZATCA Phase 2 (Integration Phase), ensuring seamless real-time reporting of e-invoices.
• Tax & Zakat Automation: Configure and maintain automated workflows for VAT, Withholding Tax, and Zakat to ensure zero-error regulatory reporting.
• SAMA Compliance: Ensure all SAP financial data processes meet SAMA’s strict data sovereignty, audit trail, and cybersecurity standards.
• Core Fintech Integration: Architect robust APIs and integration layers between SAP S/4HANA and core Fintech systems (Payment Gateways, Core Banking, Treasury Management).
• S/4HANA Optimization: Oversee the configuration and health of core modules: FI (GL, AP, AR).
• Automation First: Drive the adoption of SAP BTP and Fiori to automate reconciliation, bank statement processing, and month-end closing cycles.
• Leadership: Recruit, mentor, and lead a high-performing team of Functional Consultants, ABAP Developers, and Product Owners.
• Vendor Governance: Manage relationships with SAP System Integrators (SIs) and external partners, ensuring delivery quality and cost efficiency.

Head of SAP Finance

Head of SAP Finance product at global fintech startup overseeing SAP S/4HANA ecosystem and compliance. Leading cross-functional teams for high-velocity financial innovations in Saudi Arabia.

• Define and own the product vision for a digital property-purchase journey with embedded mortgage financing.
• Design and evolve end-to-end user journeys from:
• Property discovery and comparison
• Eligibility and affordability checks
• Mortgage offers and approvals
• Reservation, booking, and transaction completion
• Align product strategy with business growth objectives, partner needs, and regulatory constraints.
• Own product capabilities related to:
• Property listings and inventory management
• Developer and broker onboarding
• Property eligibility, availability, and pricing
• Unit-level data accuracy and lifecycle status
• Define integration requirements with:
• Real estate developers and brokers
• Property management and listing systems
• Government real estate registries and platforms
• Lead the design of embedded mortgage journeys within the property-purchase flow, including:
• Buyer pre-qualification and affordability checks
• Mortgage offer comparison and selection
• Approval, booking, and financing confirmation
• Work closely with partner banks and lenders to:
• Define digital integration and data exchange requirements
• Optimize approval times and conversion rates
• Ensure consistent customer experience across lenders
• Ensure product flows comply with:
• SAMA regulations
• Real estate and mortgage regulations in Saudi Arabia
• KYC, AML, and data privacy requirements
• Partner with Risk, Compliance, and Legal teams to embed controls into the product experience without degrading usability.
• Design product flows that support:
• Property reservation and booking
• Document collection and verification
• Contracting and approvals
• Exception handling and manual interventions
• Ensure seamless handoffs between customers, developers, banks, and internal operations teams.
• Translate product vision into epics, features, and user stories.
• Work closely with engineering, design, and operations to deliver high-quality solutions.
• Manage dependencies across external partners and internal squads.

Product Manager – PropTech, Property Sales & Mortgage Enablement

Product Manager overseeing digital property-purchase journey and embedded mortgage financing at fintech startup. Requires extensive experience in proptech, fintech, and digital marketplaces in regulated environments.

• Own the end-to-end vision for the Investment Portal (Web & Mobile).
• Define the product roadmap to support capital inflows, faster deployment, higher retention, and increased platform revenue.
• Build scalable digital investment offerings (SPVs, Sukuk-like structures, fractional portfolios).
• Lead the design of the Allocation Engine matching investor capital with mortgage demand.
• Ensure yield, IRR, and distribution calculations are fully accurate and competitive.
• Optimize allocation rules balancing returns, risk appetite, and funding efficiency.
• Own the full investor journey with premium transparency.
• Design dashboards covering deployed vs unallocated capital, realized/unrealized returns, and portfolio risk.
• Automate investor communications, statements, and Zakat/tax reporting where applicable.
• Act as the product bridge between Investment Committee, Treasury, Risk, Compliance, and Engineering.
• Translate workflows into PRDs, epics, user stories, and acceptance criteria.
• Ensure execution quality, speed, and financial precision.
• Ensure alignment with CMA and SAMA requirements.
• Integrate KYC/AML processes (Wathq, Absher, UBO validation).
• Build investor-ready governance and disclosure standards.
• Familiarity with Warehouse and leverage facilities, Sukuk and securitized issuance, Mortgage investment funds, Syndicated and revolving credit lines, Co-investment structures with PE/institutional funds, Vision 2030 / REDF-supported programs.

Senior Product Manager, Investment

Head of Investment Product leading supply-side growth of investment platform at fintech startup. Focusing on building products that drive capital and enhance investor experience.

• Define and own the long-term platform and internal systems strategy aligned with business growth and regulatory requirements.
• Set platform principles and standards (API-first, reuse-driven, audit-ready, security-by-default).
• Proactively identify structural platform gaps and lead initiatives to address scalability, reliability, and operational risk.
• Lead product ownership for complex 3rd-party integrations, including:
• Identity and verification providers
• Credit bureaus and risk data services
• Banking, payments, and financing partners
• Government and regulatory systems.
• Drive integration strategy across vendors, including:
• Standardized integration patterns
• SLA, monitoring, and incident management requirements
• Versioning, migration, and deprecation strategies.
• Partner with procurement, legal, and engineering on vendor selection and onboarding.
• Own the product direction for CRM and customer support systems supporting:
• Customer lifecycle management
• Case handling, disputes, and escalations.
• Ensure deep integration between CRM, support platforms, and core fintech systems.
• Optimize operational workflows to reduce manual effort and improve resolution times.
• Lead product ownership of admin portals and internal dashboards used by:
• Operations
• Risk and compliance
• Customer support
• Finance and reconciliation teams.
• Ensure admin tools support:
• Role-based access control and audit trails.
• Secure approvals and exception handling.
• High-volume operational throughput with strong usability.
• Balance flexibility for ops teams with strong governance and controls.
• Act as a senior product partner to Risk, Compliance, Legal, and InfoSec.
• Translate regulatory obligations into scalable platform capabilities rather than ad-hoc processes.
• Ensure all platform and ops systems are audit-ready by design, with full traceability and reporting.
• Lead product responses to regulatory findings, audits, and remediation initiatives.
• Own and communicate a multi-quarter platform roadmap, balancing:
• Regulatory commitments
• Operational efficiency
• Product enablement and scalability.
• Drive prioritization decisions that consider company-wide impact and long-term platform health.
• Manage complex dependencies across product squads and business functions.
• Work closely with engineering leadership to define and enforce:
• Non-functional requirements (availability, performance, security).
• Business continuity and disaster recovery expectations.
• Ensure safe delivery through staged rollouts, monitoring, and incident management practices.
• Define and own senior-level platform KPIs, including:
• Platform adoption and reuse across squads.
• Integration reliability and failure rates.
• Operational efficiency gains.
• Reduction in manual and high-risk processes.
• Use data, incidents, and audit outcomes to drive continuous improvement.

Senior Product Manager – Enterprise Systems, Integrations

Senior Product Manager managing enterprise systems and integrations at a fintech startup focused on innovative financial solutions and user experience.

Soar

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5 jobs found

Senior Product Manager – Payments & Banking

Soar

Head of SAP Finance

Soar

Product Manager – PropTech, Property Sales & Mortgage Enablement

Soar

Senior Product Manager, Investment

Soar

Senior Product Manager – Enterprise Systems, Integrations

Soar