Senior National Accounts Underwriting Consultant evaluating and pricing group disability and life insurance for 2,000+ lives. Requires 7+ years of experience in group underwriting and strong analytical skills.
OR
Hybrid Analyst, US Loan Program – Commercial Credit, Portfolio & Underwriting
Posted 5 days ago
About the role
- Analyst in the US Loan Program at OFG Bancorp managing commercial loan underwriting and credit relationships. Contributing to industry research and collaboration with portfolio managers.
Responsibilities
- Provide analytical support in the preparation of new credit underwritings, loan modifications, and periodic credit reviews.
- Performing all required financial spreads.
- Building financial models used for valuation and forecast.
- Assessing and evaluating the credit risk of a prospective or existing borrower flagging early warning signals.
- Uploading all necessary documentation for credit underwriting and approval.
- Work alongside the Portfolio Leads and Portfolio Manager in the preparation of regular portfolio reports, industry research, and other strategic initiatives.
- Stay abreast of news and events that affect the different industries/sectors covered within the US Loans portfolio.
- Develop and maintain strong relationships with business partners, internal and external stakeholders.
- Collaborate with the USLP Management Team including its Credit Risk Unit to manage optimal workflow, assist in identifying process breakdowns, and develop internal enhancements.
- Be responsible for completing annual training programs.
- Other duties may be assigned.
Requirements
- Bachelor’s degree in Finance/Accounting, Economics, or business related degree required.
- MBA preferred.
- One (1)+ years of experience in commercial credit analysis/portfolio management required.
- Minimum experience requirement can be substituted with the equivalent combination of education, training, and experience.
- Knowledge of capital markets and commercial/corporate product offerings, including syndicated/leveraged lending desired
- Strong skills in quantitative analysis, financial modeling, and credit analysis required.
- Excellent oral & written communication skills in English, being able to communicate at all organizational levels.
- Proficiency in Spanish would be a plus.
- Ability to work on demanding tasks independently, effectively manage deadlines, and have excellent prioritizing skills.
- Expertise in computer skills, including but not limited to the Microsoft Office suite required.
- Moody’s Credit Lens, and other financial software tools such as Pitchbook and S&P Capital IQ strongly preferred.
Benefits
- Employee is responsible for maintaining eligible work authorization throughout his tenure with the organization.
- Oriental is an Equal Opportunity Employer (EEO/Affirmative Action for Veterans/Workers with Disabilities)
Job title
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