Hybrid Collections Agent, Experienced

Posted 2 days ago

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About the role

  • Collections Agent negotiating payment arrangements for delinquent accounts in a supportive team environment. Engaging with customers through various outreach methods while providing respectful customer service.

Responsibilities

  • Initiate outbound contact with unresponsive borrowers using predictive dialer, manual dialing, email, and SMS.
  • Negotiate payment arrangements and identify suitable payment-relief solutions.
  • Handle inbound inquiries related to account status, payments, and repayment options.
  • Maintain accurate account documentation and follow compliance guidelines.
  • Meet productivity and performance targets in a high-volume environment.
  • Provide professional, respectful customer service while resolving sensitive financial situations.

Requirements

  • A minimum of 2-year consumer collection experience
  • Strong Communicator – Clear, adaptive communication and active listening.
  • Empathy Skills – Demonstrates understanding, patience, and emotional intelligence.
  • Inclusive & Collaborative – Shows respect, teamwork, and willingness to support peers.
  • Ability to Lead Difficult Conversations – Handles sensitive discussions confidently while maintaining professionalism and empathy.
  • Negotiation Skills – Balances firmness with customer-centric solutions.
  • Detail and Goal -Oriented – Distinguishes true disputes from confusion; ensures accuracy and motivated to meet and exceed collections, attendance, and quality targets.
  • Emotionally Balanced – Maintains composure and professionalism in escalated interactions.
  • Financial Literacy – Understands and explains interest, per diem, loan terms, A P R, and loan components.
  • Knowledge of Canadian Banking & Financial Services – Applies regulatory and industry best practices to customer interactions.
  • Knowledge of Credit Rating & Impact on the Customer, Credit Bureau Knowledge and Secured vs. Unsecured Lending

Benefits

  • Growth Opportunities: We believe in promoting from within and providing opportunities for career advancement.
  • Comprehensive Training: We offer extensive paid training to ensure you’re equipped for success.
  • Team-Oriented Culture: Work in a collaborative, supportive environment with peers who are passionate about what they do.
  • Diversity & Inclusion: We celebrate the unique perspectives and contributions of all our employees.
  • Fun Workplace: Join a vibrant team that knows how to have fun! From team engagement activities to social events, we foster a lively and inclusive work environment where you’ll build strong connections.
  • State-of-the-Art Offices: Work in our modern, well-equipped offices designed to enhance collaboration and productivity.
  • Rewarding Work: Help businesses grow while making a real difference in people’s lives!

Job title

Collections Agent, Experienced

Job type

Experience level

JuniorMid level

Salary

CA$20 per hour

Degree requirement

High School Diploma

Location requirements

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