Lead credit risk modeling and analytics function, optimizing underwriting strategies for Lending Department at Navy Federal. Collaborate with executive management to support strategic planning.
Responsibilities
To lead, plan, and direct credit risk modeling and analytics function including, credit risk strategy development, and scorecards for the Lending Department.
Responsible for optimizing underwriting strategies for all Lending asset types.
Plan and direct credit risk modeling efforts including design and build of custom scorecards across the lending life cycle and optimization of credit line allocations/assignments.
Serve as subject matter expert regarding business functions, systems, policies and procedures.
Support executive management in developing and executing strategic plans.
May act as VP in the incumbent’s absence.
Requirements
Advanced knowledge of applicable federal and state, laws, rules and regulations that govern the functions of Consumer/Credit Card Lending
Extensive progressively responsible experience leading and managing an analytics operation in a large financial institution, including operational and regulatory risks and controls
Advanced knowledge of any of the following: credit risk management, asset/liability management, cost accounting, statistics, finance, and/or mathematic modeling
Advanced knowledge of banking/financial industry trends, products and services
Extensive experience in the use of statistical modeling software (e.g., R, Python, SAS or SPSS, etc.), and Credit Card Decisioning software (e.g., TSYS, etc.)
Expert knowledge of Credit Scoring and Scorecard models
Expert organizational, planning and time management skills
Expert research, data mining/querying, analysis, and reporting skills, including proficiency in sophisticated statistical methods and modeling, forecasting, and cost/benefit/risk analysis
Extensive experience demonstrating thought-leadership, initiative-taking, decision-making and creativity solving business problems
Extensive experience managing multiple priorities independently and/or in a team environment to achieve goals
Expert skill in results-oriented leadership in a challenging environment
Expert skill in project management to include establishing and leading project teams; managing timelines/deadlines/resources; ensuring successful project implementation
Extensive experience in working with all levels of staff, management, stakeholders, vendors
Expert skill presenting findings, conclusions, alternatives and information clearly and concisely
Extensive experience supervising and leading professional employees
Expert skill in producing desired results and achieving goals and objectives
Master's degree in Finance, Business Administration, or related field, or the equivalent combination of education, training, and experience
**Desired Qualifications**
PhD in Finance, Business Administration, or related field
CFA charter holder
Advanced knowledge of Navy Federal’s functions, philosophy, operations and organizational objectives
Limited travel may be required for training or project participation.
Benefits
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
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