Business Flood Analyst I responsible for assessing flood risks for Commercial Lending operations. Monitoring regulatory compliance and supporting process improvements within M&T Bank's lending practices.
Responsibilities
Monitor business unit performance and adherence to Regulatory requirements with respect to loan closings and portfolio maintenance.
Review approved credit requests for products from different businesses, including Commercial, Business Banking and Private Banking, to determine if regulatory requirements are applicable.
Assist with the implementation of process improvements to support the timely and efficient review of pending loans in the pipeline.
Assist in documenting key business unit processes.
Identify and assess efficiencies, risks, and internal controls associated with these key processes.
Assist in planning, executing and reporting related to credit facilities reviewed and approved for flood insurance purposes.
Assist with researching and assessing flood insurance related regulatory requirements impacting Commercial, Business Banking and Private Banking.
Escalate any regulatory changes with the Flood team to compile and communicate change to the business.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
Identify risk-related issues needing escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Requirements
Bachelor’s degree, or in lieu of a degree, a combined minimum of 4 years’ higher education and/or work experience
Strong presentation skills
Strong verbal and written communication skills
Benefits
Medical benefits
Retirement plans
Paid volunteer time
Job title
Business Flood Analyst I – Commercial Lending Operations
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