Support broker and dealer partners to process Hire Purchase deals effectively. Join a fast-paced team focused on simplifying car finance processes.
Responsibilities
Supporting our broker and dealer partners to get Hire Purchase deals completed - think chasing invoices, discussing loan limits/deposits, setting clear expectations to move deals forward
Assessing applicant affordability and suitability using our Underwriting Guidelines, Credit Risk models and interpreting both agency credit report data and Open Banking reports
Making decisions (with guidance initially) on who we should lend to
Identifying areas where processes can be improved via automation and AI, and working closely with our engineering team to implement ideas
Working with the Car Finance Ops Team Lead, GM and Head of Risk to set and track performance KPI’s, constantly challenging what ‘great’ looks like
Actively collaborating with cross-functional teams including Engineering, Product Design and Risk, as well as wider parts of the business (Complaints, Collections) to resolve complex issues
Providing real-time customer support via email, phone etc, ensuring effective and efficient communication - everything from welcome calls to our new customers through to setting up payment plans with customers who have missed payments
Abandoned Basket (ABBA) conversion - turning ‘stuck’ deals into completed deals using your initiative and determination
Adapting your ways of working quickly - processes and software change rapidly in car finance - no two days will be the same!
Requirements
Previous experience in a customer-facing role, particularly in online customer support, Collections, Underwriting or Complaints.
Excellent written and verbal English communication skills.
Ability to work a couple of weekend days per month (with a day off in lieu).
Benefits
Flexible working: Spend three days a week with your team in our collaborative London office, and own your own working hours. The rest is up to you 🏠
Competitive bonus scheme - designed to reward and recognise high performance 🌟
Flexible benefits budget - £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things *you w*ant. Whether that’s subscriptions, night classes (puppy yoga, anyone?), the big shop or a forest of houseplants. Pretty much anything goes 💰
Mental wellbeing support – Access therapy and mental health sessions through Oliva 💚
Learning and development – Personal budgets for books and training courses to help you grow in your role. Plus 2 days a year - on us! - to further your skillset 🤓
Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches 🏥
Medical cash plan - To help you with the costs of dental, optical and physio (plus more!)
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