Hybrid Senior Credit Analyst

Posted 20 hours ago

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About the role

  • Corporate Credit Analyst III executing financial analysis and supporting credit decisions for BAC Credomatic. Contributing to maintaining a solid, profitable portfolio aligned with regulatory standards.

Responsibilities

  • Analyze the credit quality of corporate clients through financial statement processing, regulatory risk classification, and preparation of Credit Memorandums.
  • Understand each client’s business model, competitive positioning, and economic environment, evaluating risk exposure and financial sustainability.
  • Develop cash flow projections, build financial scenarios, and conduct sensitivity analyses to anticipate potential risks or required actions.
  • Prepare reports within internal systems such as InfoBAC and other organizational models, ensuring traceability and consistency in credit documentation.
  • Support the monitoring of loans showing warning signs or deterioration, documenting findings and recommending action plans.

Requirements

  • Bachelor’s degree in Economics or Accounting
  • 3–5 years of experience in corporate credit analysis
  • Knowledge of credit risk management and prudential regulation
  • Experience in profitability and financial viability analysis
  • Strong ability to model cash flows and evaluate financial scenarios

Benefits

  • Private health insurance
  • Employee solidarity association
  • Additional paid leave days
  • Preferential financial benefits
  • Agreements with universities, gyms, and healthcare centers
  • Corporate volunteering opportunities

Job title

Senior Credit Analyst

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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