About the role

  • Hindsight Credit Manager providing credit assurance across the Group for Heartland Bank Australia. Focused on Reverse Mortgages and Livestock Lending with experience in banking/finance and credit risk expertise.

Responsibilities

  • Provide independent credit assurance across the Group
  • Conduct hindsight reviews of credit applications and settled files across all business units.
  • Evaluate credit decisions against Risk appetite, Group policies, and Commercial
  • Perform reviews on adherence to approval processes and delegated authorities
  • Execute the credit assurance program, including sector and portfolio reviews.
  • Produce high-quality insights and review findings for stakeholders
  • Collaborate with business and risk functions to support sound risk management practices.
  • Recommend and implement process improvements based on findings

Requirements

  • Strong credit risk expertise, including credit assessment and policy knowledge.
  • Experience in a similar role, such as credit review, credit risk, or Line 2 function preferably in Banking & Finance
  • Understand relevant regulations (e.g., Consumer Credit Code, Code of Banking Practice).
  • Strong analytical, critical thinking, and decision-making skills.
  • Ability to produce high-quality written reports and insights.
  • Excellent communication and collaboration skills.
  • Tertiary qualifications in Commerce or Business are highly regarded.
  • 3 years’ experience working for a bank or finance company preferred.
  • Comprehensive knowledge of the rural and retail sector preferred.

Benefits

  • flexible working
  • regular team social activities and events
  • flu vaccinations and more

Job title

Credit Manager

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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