Hybrid Senior Credit Analyst

Posted 7 hours ago

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About the role

  • Senior Credit Analyst responsible for credit risk assessment at GM Financial. Collaborating with dealers and adhering to compliance standards in a dynamic finance environment.

Responsibilities

  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality
  • Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance
  • Ensure compliance with applicable policies and procedures
  • Ensure branch office cooperation with other departments to maximize efficiency within the company
  • Ensure all queues are worked to acceptable service levels
  • Perform outbound telemarketing calls to the dealer customer
  • Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis
  • Ensure proper documentation is received on all deals

Requirements

  • Strong knowledge of consumer finance, credit, funding, and indirect auto financing
  • Thorough understanding of motor vehicle retail installment documentation and company credit policies
  • Working knowledge of consumer credit laws, and state and federal regulatory requirements
  • Familiarity with the retail automobile finance and banking environment
  • Excellent credit underwriting, analytical, and problem-solving skills
  • Strong sales, negotiation, and dealer relationship management skills
  • Effective verbal, written, and presentation communication skills
  • Ability to multi-task, work under pressure, and make sound decisions in a fast-paced environment
  • Professional representation of GM Financial with a strong work ethic and customer focus
  • 2-3 years of relevant experience preferred
  • High School Diploma or equivalent required
  • Bachelor’s Degree in related field preferred

Benefits

  • Generous benefits package available on day one to include: 401K matching
  • bonding leave for new parents (12 weeks, 100% paid)
  • tuition assistance
  • training
  • GM employee auto discount
  • community service pay
  • nine company holidays

Job title

Senior Credit Analyst

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

High School Diploma

Location requirements

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