Responsible for daily treasury management and compliance at Lyreco, a leading workplace solutions provider. Collaborating with international teams to optimize cash positioning and financial results.
About the role
- Senior Credit Analyst I evaluating credit risks and analyzing financial data for GM Financial. Collaborating with auto dealers and ensuring compliance with credit regulations.
Responsibilities
- Evaluate credit risk by analyzing applicants’ credit history and financial data
- Make informed decisions on credit approvals
- Work closely with internal departments, automobile dealers, and external finance sources to ensure smooth credit processes
- Research and analyze credit risks
- Assess credit history and approving or denying extension of credit to potential customers
- Manage relationships and negotiate with automobile dealers
- Administer inbound applications and phone calls
- Adhere to State and Federal regulations and compliance standards
Requirements
- Knowledge of sales, credit and funding processes in consumer finance
- Knowledge of motor vehicle retail installment documentation
- Knowledge of the company’s credit policies
- Working knowledge of consumer credit, credit laws and regulations
- Knowledge of the retail automobile finance industry
- Knowledge of indirect retail auto financing
- Knowledge of State and Federal regulatory requirements
- Knowledge consumer finance and banking environment
- Strong analytical and problem solving skills
- Superior customer relations skills
- Effective communication skills including verbal, written, and presentation
- Sales skills necessary to develop and maintain productive dealer relationships
- Negotiation skills
- High School Diploma or equivalent required, Bachelor’s Degree preferred
- 2-3 years of relevant experience preferred
Benefits
- Generous benefits package available on day one to include: 401K matching
- bonding leave for new parents (12 weeks, 100% paid)
- tuition assistance
- training
- GM employee auto discount
- community service pay
- nine company holidays
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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