Credit Analyst evaluating credit risk for GM Financial. Approving or declining credit while ensuring compliance with policies and regulations.
Responsibilities
Analyze credit data to determine the degree of risk involved in extending credit; Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
Develop sufficient dealer relationships that ensure volume objectives and credit quality
Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance
Ensure compliance with applicable policies and procedures
Ensure branch office cooperation with other departments to maximize efficiency within the company
Ensure all queues are worked to acceptable service levels
Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis
Perform outbound telemarketing calls to the dealer customer
Ensure proper documentation is received on all deals
Requirements
Strong knowledge of consumer finance, credit, funding, and indirect auto financing
Thorough understanding of motor vehicle retail installment documentation and company credit policies
Working knowledge of consumer credit laws, and state and federal regulatory requirements
Familiarity with the retail automobile finance and banking environment
Excellent credit underwriting, analytical, and problem-solving skills
Strong sales, negotiation, and dealer relationship management skills
Effective verbal, written, and presentation communication skills
Ability to multi-task, work under pressure, and make sound decisions in a fast-paced environment
Professional representation of GM Financial with a strong work ethic and customer focus
0-2 years of relevant experience preferred
High School Diploma or equivalent required
Bachelor’s Degree with emphasis in Business, Marketing/Finance or in a related field, or equivalent experience preferred
Must complete credit certification training upon hire
Benefits
Generous benefits package available on day one to include: 401K matching
bonding leave for new parents (12 weeks, 100% paid)
Digital Media Analyst responsible for monitoring KPIs and optimizing media campaigns at NIO. Collaborating with the Web Analytics team to ensure data integrity and effective reporting.
Junior Digital Media Analyst optimizing digital campaigns and reporting for NIO's communication team. Contributing to strategies that enhance media performance and reporting.
Júnior Analyst working with geospatial data, maps, and satellite images for Extractta's projects. Supporting data organization, analysis, and production at an expanding tech consultancy.
IT Support Analyst managing hardware and software setups and troubleshooting. Collaborating with teams and supporting customer service in a dynamic and innovative environment.
Marketing professional managing digital communication journeys using Salesforce Marketing Cloud at Vivo. Creating campaigns and segmenting audiences while ensuring delivery quality and performance analysis.
Early - Career GIS Analyst working at Gradient, an environmental consulting firm. Engaging in data management, spatial analysis, and visualization for diverse environmental projects.
Analista role supporting cost management in construction projects at Construtora Tenda. Engage in planning and coordination of resources to ensure project efficiency.
Analista de Planejamento e Controle de Produção na Construtora Tenda com foco em eficiência e qualidade na construção. Atuação direta em obras e planejamento de custos.
Early - Career GIS Analyst applying GIS and environmental data skills at Gradient. Join an environmental and health risk sciences consulting firm in Charlottesville, VA.
Impact Analyst at Red Hat utilizing data for customer content and operationalizing data privacy. Join a team at the forefront of a data - first approach in a hybrid working environment.