About the role

  • Credit Analyst evaluating credit risk for GM Financial. Approving or declining credit while ensuring compliance with policies and regulations.

Responsibilities

  • Analyze credit data to determine the degree of risk involved in extending credit; Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality
  • Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance
  • Ensure compliance with applicable policies and procedures
  • Ensure branch office cooperation with other departments to maximize efficiency within the company
  • Ensure all queues are worked to acceptable service levels
  • Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis
  • Perform outbound telemarketing calls to the dealer customer
  • Ensure proper documentation is received on all deals

Requirements

  • Strong knowledge of consumer finance, credit, funding, and indirect auto financing
  • Thorough understanding of motor vehicle retail installment documentation and company credit policies
  • Working knowledge of consumer credit laws, and state and federal regulatory requirements
  • Familiarity with the retail automobile finance and banking environment
  • Excellent credit underwriting, analytical, and problem-solving skills
  • Strong sales, negotiation, and dealer relationship management skills
  • Effective verbal, written, and presentation communication skills
  • Ability to multi-task, work under pressure, and make sound decisions in a fast-paced environment
  • Professional representation of GM Financial with a strong work ethic and customer focus
  • 0-2 years of relevant experience preferred
  • High School Diploma or equivalent required
  • Bachelor’s Degree with emphasis in Business, Marketing/Finance or in a related field, or equivalent experience preferred
  • Must complete credit certification training upon hire

Benefits

  • Generous benefits package available on day one to include: 401K matching
  • bonding leave for new parents (12 weeks, 100% paid)
  • tuition assistance
  • training
  • GM employee auto discount
  • community service pay
  • nine company holidays

Job title

Credit Analyst

Job type

Experience level

JuniorMid level

Salary

Not specified

Degree requirement

High School Diploma

Location requirements

Report this job

See something inaccurate? Let us know and we'll update the listing.

Report job