Strategy Lead for Global Records & Information Management at Manulife. Overseeing compliance and record safeguarding initiatives across enterprise operations.
About the role
- Credit Risk Strategy Manager optimizing acquisition strategies for Credit Card portfolio using SAS and SQL. Focusing on leveraging data and driving growth while maintaining risk discipline.
Responsibilities
- Develop, implement, and optimize credit card acquisition underwriting strategies.
- Design approval, pricing, and limit assignment strategies aligned to risk appetite.
- Monitor approval rates, bad rates, and portfolio performance.
- Conduct segmentation analysis to identify growth opportunities.
- Leverage open banking transaction-level data to enhance underwriting models.
- Monitor performance across affiliate and digital acquisition channels.
- Build analytical datasets using SQL.
- Create dashboards and risk reporting for senior management.
Requirements
- Graduate in Statistics, Mathematics, Finance, or a related field.
- 6-8 years of experience in risk analytics or data analysis.
- Strong hands-on experience in SAS and SQL.
- Deep understanding of credit risk frameworks.
- Exposure to digital acquisition channels including affiliate marketing.
Benefits
- Health insurance
- Retirement plans
- Flexible work arrangements
- Professional development
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