Analista de crédito na Embracon realizando análise de concessão de crédito e mitigação de riscos de inadimplência. Colaborando com áreas internas e mantendo sigilo total das informações dos clientes.
Responsibilities
Perform credit approval analysis for awarded consortia members (individuals and companies) and joint debtors;
Analyze guarantees/collateral;
Make decisions in accordance with the Company's Credit Policy;
Mitigate the risks of default and fraud;
Gather information and perform necessary verifications for sound decision-making;
Escalate decisions to higher approval levels as required;
Provide support and necessary information to internal departments and commercial teams when needed;
Maintain strict confidentiality of client information.
Requirements
Completed higher education: Business Administration, Economics, Accounting, or Law;
Experience in credit analysis, specifically in consortium administrators, banks, and/or financial institutions.
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