Senior Credit Analyst involved in assessing diverse industry engagements at leasing company. Responsible for independent credit decisions and process optimizations within the team.
Responsibilities
Review and assessment of new engagements across various industries, including the formation of borrower units
Preparation of concise balance-sheet and creditworthiness analyses
Independent credit decisions within your delegated authority
Preparation of decision materials, voting, and close collaboration with department management and executive management
Management, monitoring and renewal of existing engagements
Presentation of engagements to refinancing partners
Participation in client meetings, including balance sheet and annual financial statement discussions
Active involvement in optimizing processes and workflows in credit decision-making
Handling of special project-related tasks
Requirements
Completed banking training or an equivalent qualification
At least three years of professional experience in the commercial lending area of a bank, savings bank, or leasing company
Solid knowledge of credit risk assessment and business/financial interdependencies
Very good knowledge of financial statement and creditworthiness analysis
Ideally experience in the leasing business
Analytical mindset, strong risk awareness, and sound judgment
Strong communication skills, reliability, and a confident manner
Independent, structured, and team-oriented working style
Benefits
A high degree of personal responsibility
A stable, appreciative working environment with long-term prospects
Scope to contribute ideas and actively shape processes
Work in a sustainably expanding company with a pleasant, collegial atmosphere
30 days of annual leave
Coverage of the Deutschlandticket (Germany public transport pass)
Free employee parking
Centrally located workplace with excellent transport links
Employee discounts with selected partners
Good work–life balance with flexible working hours (flexitime)
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