Onsite Senior Credit Analyst – Post-Loan Management

Posted 1 hour ago

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About the role

  • Senior Credit Analyst involved in assessing diverse industry engagements at leasing company. Responsible for independent credit decisions and process optimizations within the team.

Responsibilities

  • Review and assessment of new engagements across various industries, including the formation of borrower units
  • Preparation of concise balance-sheet and creditworthiness analyses
  • Independent credit decisions within your delegated authority
  • Preparation of decision materials, voting, and close collaboration with department management and executive management
  • Management, monitoring and renewal of existing engagements
  • Presentation of engagements to refinancing partners
  • Participation in client meetings, including balance sheet and annual financial statement discussions
  • Active involvement in optimizing processes and workflows in credit decision-making
  • Handling of special project-related tasks

Requirements

  • Completed banking training or an equivalent qualification
  • At least three years of professional experience in the commercial lending area of a bank, savings bank, or leasing company
  • Solid knowledge of credit risk assessment and business/financial interdependencies
  • Very good knowledge of financial statement and creditworthiness analysis
  • Ideally experience in the leasing business
  • Analytical mindset, strong risk awareness, and sound judgment
  • Strong communication skills, reliability, and a confident manner
  • Independent, structured, and team-oriented working style

Benefits

  • A high degree of personal responsibility
  • A stable, appreciative working environment with long-term prospects
  • Scope to contribute ideas and actively shape processes
  • Work in a sustainably expanding company with a pleasant, collegial atmosphere
  • 30 days of annual leave
  • Coverage of the Deutschlandticket (Germany public transport pass)
  • Free employee parking
  • Centrally located workplace with excellent transport links
  • Employee discounts with selected partners
  • Good work–life balance with flexible working hours (flexitime)

Job title

Senior Credit Analyst – Post-Loan Management

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Professional Certificate

Location requirements

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