Senior Deposit Product Manager leading US Cash Management Deposit product development at SMBC. Collaborating with cross-functional teams to enhance client solutions and drive business growth.
Responsibilities
Contribute to the overall success of the US Cash Management business driving business growth while exceeding financial performance targets
Develop client relationship focused on growth across Corporate, Financial Institutions and Japanese Corporate client segments
Attend or lead client meetings providing deep industry knowledge and expertise driving client solutions and deal generation
Act as a subject matter expert (SME) in deposit and investment product management across Cash Management
Understanding of current deposit, investment and liquidity management industry landscape
Design and develop systems capabilities to support client growth, efficiency and commercialization
Develop and implement strategies to grow USD deposits, improve client experience and enhance business profitability through improved product capabilities and solutions
Manage DDA & TD products and capabilities, including account structuring and short-term investments
Lead project teams in designing and delivering new DDA & TD products and enhancements
Lead effort to launch new Deposit product system
Analyze customer and market data to meet client needs, driving new and unique product capabilities
Ensure compliance with regulatory requirements related to deposits and liquidity
Actively oversee, manage and mitigate all risks associated with the deposit system.
Requirements
At least 7-10 years’ experience across Transaction Banking, Cash Management, Liquidity Management, Trade Finance & Working Capital solutions, and/or Corporate Banking ideally within a global organization
Proven negotiation skills and commercialization capabilities to drive client engagement and deal generation
Strong track record designing, developing and rolling out best-in-class deposit capabilities and solutions
Experience driving design requirements, technology implementations, testing et al.
Experience in working with institutional clients to optimize DDA structures and liquidity management
Integral knowledge of regulatory requirements impacting deposits while possessing strong risk & controls acumen
Strong understanding of global markets, monetary policy, cash management and industry trends affecting deposit product management and client engagement
Demonstrate ability to drive change, influence and deliver results in a fast-paced and dynamic environment
Self-starter with a high level of confidence and experience to drive change and execute as priorities and requirements may quickly evolve
Excellent interpersonal and communication skills, with a focus on customer-centric solutions.
Benefits
competitive portfolio of benefits to its employees
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