IT Specialist delivering technical support and troubleshooting for employees in a hospitality environment. Collaborating with the IT team on new technology rollouts and system upgrades.
About the role
- Credit Specialist responsible for identifying and monitoring credit risks in Belgium and Luxembourg at BMW Financial Services. Analyzing risks and implementing credit policies for safe business growth.
Responsibilities
- Maintain and further develop the local Credit Management Guideline.
- Design and implement an Early Warning System to detect risks early.
- Assess creditworthiness of customers, including fleet customers and dealers in Belgium and Luxembourg.
- Prepare and present credit applications to both local and international committees.
- Consult with head office on complex files and help think of appropriate solutions.
- Propose improvements that strengthen the balance between credit management and commercial objectives.
- Identify inefficiencies and digitize processes where possible.
- Become an internal expert in credit rating systems and best practices.
Requirements
- You have a master's degree in business economics or equivalent experience.
- You have at least two years of relevant work experience in credit management, audit, accounting or risk management.
- You have strong accounting skills to review financial statements.
- You combine analytical acumen with a keen eye for detail and accuracy.
- You have strong skills in Excel; knowledge of VBA or macros is a definite asset.
- You work independently, but are also a real team player who encourages cooperation.
- You communicate fluently in Dutch and English and can communicate complex material clearly.
Benefits
- A role with direct impact on the credit policy and risk management of our organization.
- Investment in your growth through training and advancement opportunities.
- Hybrid working with the opportunity to work from home two days a week.
- A personalized salary package through our Flex Income Plan, which you can put together yourself.
- Choice of fringe benefits such as a lease bike, lease car, extra vacation days or multimedia.
- Additional benefits including meal vouchers, bonus, internet and home working allowance hospitalization insurance and group insurance.
Job title
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Not specified
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Location requirements
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