CRE Portfolio Manager II managing complex commercial real estate loan originations and analyzing credits for a bank. Collaborating with relationship managers and assisting with financial monitoring.
Responsibilities
Responsible for underwriting and managing complex commercial real estate loan originations within the Commercial Real Estate Division
Develop and analyze commercial real estate credits providing strong, thorough recommendations
Prepare credit opportunities, working closely with CRE Relationship Managers, Credit Administration, and Loan Administration to close transactions originated by the CRE Relationship Manager
Monitor borrower financial information, including inventory reporting, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability
Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality
Requirements
Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
6 or more years of banking credit analysis experience required
Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests
Knowledge of company formation structures with ability to identify borrowing and guaranty structures
Advanced skills managing portfolio needs including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings)
Possess excellent verbal and written communication, organizational, and interpersonal skills
Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers
Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity
Proficient in Word, Excel, Teams, SharePoint and other similar programs
Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending
Benefits
Targeted starting compensation range is based on location and experience: $131,319 - 154,493
Incentive and commission compensation may be awarded for eligible roles
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
401k (up to 4% match with immediate vesting)
Tuition reimbursement up to $5,250 annually (minimum service requirement)
Read more about these and additional benefits at: Employee Benefits | Banner Bank
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