Branch Manager responsible for growing customer base and revenue at Sanlam Retail Mass. Leading sales strategy and service culture while managing day - to - day operations of the retail branch.
About the role
- Credit Analyst managing profitability of gastronomy customer financing from application to contract end. Supporting sales directors while performing risk assessments and contract negotiations.
Responsibilities
- As a Credit Analyst, you are responsible for the profitability of gastronomy customer financings and accompany them from application through to contract termination.
- Provide advisory support to our hospitality field sales team on customer financing matters.
- Support sales and area sales managers in preparing complex financing negotiations and applications.
- Review, assess and approve financing applications from risk, plausibility and financial perspectives.
- Participate in on-site contract negotiations with customers and lead these discussions with respect to risk and collateral.
- Continuously monitor the performance of active contracts.
- Identify underperforming or at-risk financings early, develop suitable solution proposals and assist with their implementation.
- Manage contract terminations and support debt collection processes.
- Act as an interface between Sales, Finance and the Contracts/Legal department and report to the Sales Finance Manager (GE).
- Continuously observe market developments and trends in the target gastronomy sector and maintain regular exchange with colleagues in the sales region.
Requirements
- Completed degree in economics/business administration and/or a commercial apprenticeship with specialization (banking, finance or similar).
- Strong knowledge of financial statement analysis, creditworthiness assessment and risk evaluation.
- Ideally, knowledge of, interest in and enthusiasm for the gastronomy/hospitality sector.
- Knowledge of contract drafting, legal classification of contracting parties and collateral is desirable.
- Confident appearance, assertiveness and negotiation skills.
- Decisiveness, strong work ethic, flexibility and self-organization.
- Stress tolerance, team orientation and service mindset.
- Strong analytical skills and confident use of MS Office.
- Good written and spoken English.
Benefits
- Collaboration and honesty, fostering a dynamic culture with open communication.
- We give our employees the freedom to learn and develop.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
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