Hybrid Senior Credit Risk Manager – US Large Credit Risk, Merchant Underwriting

at Worldpay

• Job title: Senior Credit Risk Manager – US Large Credit Risk, Merchant Underwriting
• Job type: Full Time
• Experience level: Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Atlanta, United States

About the role

• Senior Credit Risk Manager reviewing large merchant credit risk exposures at Worldpay. Collaborating with teams to analyze financial statements and recommend credit decisions in a hybrid work environment.

Responsibilities

• The primary responsibility of the Worldpay Credit team member is to review large credit risk exposure accounts with a focus on the merchant’s credit fundamentals.
• Analysis is performed to ensure adequate financial strength in relation to the potential exposure generated from the payment processing relationship.
• Perform thorough financial analysis on prospective and current merchants, while collaborating with internal and external partners to mitigate and manage risk to Worldpay.
• Obtains and reviews the financial statements of merchants
• Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
• Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
• Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
• Communicates effectively and professionally with internal and external clients
• Exercises sound judgment in assessing potential regulatory and reputational risks
• Monitors and communicates credit concerns to management

Requirements

• 7+ years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
• Effective communication skills; attention to detail
• Strong judgment and decision-making skills
• Self-starter, able to work independently; possesses a strong sense of ownership
• Ability to creatively solve problems and achieve company objectives
• Time management skills with ability to multitask
• Knowledge of merchant acquiring services and the payment processing industry
• Degree in Finance, Accounting, or similar formal credit training

Benefits

• A multifaceted role with a high degree of responsibility and a broad spectrum of opportunities for growth and development within a growing team.
• The opportunity to focus on a broad range of industries and financial topics.
• A work environment built on collaboration, flexibility and respect
• A competitive salary and benefits designed to help support your lifestyle and well being