Hybrid Senior Credit Risk Manager – US Large Credit Risk, Merchant Underwriting

Posted 2 months ago

Apply now

About the role

  • Senior Credit Risk Manager reviewing large merchant credit risk exposures at Worldpay. Collaborating with teams to analyze financial statements and recommend credit decisions in a hybrid work environment.

Responsibilities

  • The primary responsibility of the Worldpay Credit team member is to review large credit risk exposure accounts with a focus on the merchant’s credit fundamentals.
  • Analysis is performed to ensure adequate financial strength in relation to the potential exposure generated from the payment processing relationship.
  • Perform thorough financial analysis on prospective and current merchants, while collaborating with internal and external partners to mitigate and manage risk to Worldpay.
  • Obtains and reviews the financial statements of merchants
  • Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
  • Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
  • Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
  • Communicates effectively and professionally with internal and external clients
  • Exercises sound judgment in assessing potential regulatory and reputational risks
  • Monitors and communicates credit concerns to management

Requirements

  • 7+ years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
  • Effective communication skills; attention to detail
  • Strong judgment and decision-making skills
  • Self-starter, able to work independently; possesses a strong sense of ownership
  • Ability to creatively solve problems and achieve company objectives
  • Time management skills with ability to multitask
  • Knowledge of merchant acquiring services and the payment processing industry
  • Degree in Finance, Accounting, or similar formal credit training

Benefits

  • A multifaceted role with a high degree of responsibility and a broad spectrum of opportunities for growth and development within a growing team.
  • The opportunity to focus on a broad range of industries and financial topics.
  • A work environment built on collaboration, flexibility and respect
  • A competitive salary and benefits designed to help support your lifestyle and well being

Job title

Senior Credit Risk Manager – US Large Credit Risk, Merchant Underwriting

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

Report this job

See something inaccurate? Let us know and we'll update the listing.

Report job