Analista Contábil executing essential accounting functions in a hybrid role for Smurfit Westrock in São Paulo. Supporting junior staff and collaborating with senior analysts on financial processes.
About the role
- Sr. Specialist, Pricing & Credit Model Analyst at Santander focusing on pricing and risk-based models for Auto loans. Collaborating with various teams to deliver actionable financial insights.
Responsibilities
- Develop pricing and risk-based models to optimize Auto loan pricing strategies
- Collaborate with credit risk, finance, data science, and product teams to deliver insights
- Develop pricing frameworks that balance yield, risk, and volume objectives
- Participate in the construction of credit origination and customer behavior scorecards
Requirements
- Bachelor's Degree or equivalent work experience in Statistics, Economics, Operations Research, Applied Mathematics or a related quantitative discipline required
- Master's Degree or Ph.D. in Statistics, Economics, Operations Research, Applied Mathematics or a related quantitative discipline preferred
- 3+ Years Analytics in Financial Services Industry or equivalent
- Familiarity with logistic regression models, segmentation, hypothesis testing, neural networks, design of experiments, and decision trees
- Demonstrated ability to use SQL and SAS to extract data
- Working knowledge of Python/R preferred
Benefits
- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development
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