About the role

  • Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio.
  • Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities.
  • Prepare detailed short or long-term financial projections within a vendor-provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet.
  • Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance.
  • Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity.
  • Participate or lead client calls with Relationship Manager for in-depth financial questions and other portfolio management requirements.
  • Participate in special projects to aid with the continuous improvement of portfolio management.

Requirements

  • Bachelor's degree in Accounting or Finance
  • Seven or more years of experience in a commercial lending environment
  • Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development, and builder lines, service, retail, commercial real estate, religious organizations, and government
  • Advanced written and analytical skills
  • Skilled in the analysis of financial statements, tax returns, and cash flows of commercial & industrial companies, or commercial & residential real estate companies (as applicable)
  • Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within Moody's or other software package
  • PC proficiency with Word and Excel, including the use of system and user-generated formulas, macros, charts, and tables
  • Strong organization skills with the ability to self-manage time and workflow to meet deadlines
  • Ability to manage multiple projects at one time.
  • Ability to work independently as well as within a team environment.

Benefits

  • General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits .

Job title

Credit Portfolio Manager III

Job type

Experience level

SeniorLead

Salary

$118,503 - $197,739 per year

Degree requirement

Bachelor's Degree

Location requirements

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