Credit Analyst assessing customers' creditworthiness and providing risk assessments. Part of a collaborative finance team minimizing company's credit risk exposure.
Responsibilities
Handle a portfolio of customers where you will review and approve the release of orders that are on hold.
Review and approve Letters of Credit (LC) and Cash Against Documents (CAD) to ensure compliance with credit and payment terms.
Utilize credit management tools on a daily basis for purposes of credit decisioning.
Exercise independent judgement to address and respond appropriately to internal customer requests.
Perform regular review and investigation of high credit risk customers to mitigate AR exposure using an appropriate strategy.
Collaborate with the collections group regarding past due balances that may impact or impede shipment of orders.
Complete credit reference requests.
Gather information pertinent to performing a Financial Status Review.
Understand business, economic, and industry risk.
Keep abreast of financial news and trends.
Practice due diligence.
Requirements
Bachelor’s Degree in Accounting, Business Management or Finance preferred.
Minimum of 2 years of related experience in credit risk assessment.
Experience in reading and analyzing customer financial statements.
Working knowledge of the different Microsoft applications most especially MS Excel.
Good analytical and problem-solving skills and keen attention to detail.
Good written and oral English communication skills.
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